Kia Stonic 2025 Now Available in Easy Installments with Faysal Bank
A new digital financing plan makes the stylish Kia Stonic 2025 more accessible for car buyers in Pakistan.
Introduction
For many car buyers in Pakistan, purchasing a new vehicle outright is becoming increasingly difficult due to rising prices and inflation.
To address this challenge, Faysal Bank has joined hands with Lucky Motor Corporation (LMC) to introduce a flexible installment plan for the Kia Stonic 2025.
https://www.pakwheels.com/new-cars/kia/stonic/
Through the bank’s Digimall digital platform, customers can now book and finance the vehicle online, enjoying a simple and transparent process. This initiative is designed to make the Kia Stonic more affordable by spreading the cost over three years.
Why This Offer Matters
Buying a car in Pakistan often means navigating complicated financing terms or saving for years to make a full payment. With this new offer, Faysal Bank has opened the doors for middle-income customers to access one of Kia’s most popular compact SUVs through a structured monthly payment plan.
This not only gives more people access to modern, fuel-efficient vehicles but also reflects the digitization of banking and auto-financing in the country.
Kia Stonic 2025 – A Quick Look at the Car
Before diving into the financing details, let’s talk about the car itself. The Kia Stonic 2025 is a subcompact crossover SUV designed for drivers who want both style and practicality.
Some key highlights include:
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A sleek, modern design with premium finishing.
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Fuel-efficient engine suitable for city and highway driving.
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Advanced infotainment system and connectivity options.
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Safety features including airbags, ABS, and stability control.
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Compact size, making it perfect for urban roads in Pakistan.
Priced at Rs. 4,862,000 (ex-factory), the Kia Stonic competes in the growing crossover segment, where affordability and efficiency are highly valued.
Financing Details
The main highlight of this offer is the three-year installment plan, making the Kia Stonic easier to purchase without heavy upfront payments.
Key Financing Features:
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Monthly Installment: Starting from Rs. 106,860 (may vary due to KIBOR changes).
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Maximum Financing Limit: Up to Rs. 3 million.
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Financing Tenure: Up to 36 months (3 years).
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Ex-Factory Price: Rs. 4,862,000.
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Takaful (Islamic Insurance): Not included in the monthly installment.
This structure ensures that customers have the flexibility to manage their payments while still being able to drive home a brand-new Kia Stonic 2025.
Impact of KIBOR on Installments
One important factor to consider is that the monthly installment amount is tied to KIBOR (Karachi Interbank Offered Rate). If the rate changes, the monthly payment can go up or down.
For customers, this means the installment plan is variable, and they should carefully review the terms with Faysal Bank before finalizing the booking.
Booking and Delivery Process
Faysal Bank has digitized the booking process through its Digimall online platform. Customers can:
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Review financing terms directly on the platform.
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Apply online by submitting the required documents.
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Receive priority delivery if they meet eligibility criteria.
This digital-first approach reduces the hassle of visiting branches, making the process faster, easier, and more transparent.
Eligibility and Requirements
Not everyone can automatically qualify for this financing plan. Customers must meet Faysal Bank’s eligibility criteria, which typically include:
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Proof of income and repayment capacity.
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A stable employment or business profile.
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Meeting credit history requirements.
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Accepting the bank’s terms regarding interest rate adjustments and insurance policies.
The exact requirements vary case by case, but Faysal Bank ensures applicants have access to clear information before committing.
Why Choose Installment-Based Financing?
For many Pakistanis, installment-based car ownership is becoming the most practical solution due to inflation and rising vehicle prices. Some advantages of this financing plan include:
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Affordability: Spread the cost over 36 months instead of paying a lump sum.
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Convenience: Apply online and enjoy priority delivery.
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Flexibility: Financing limit up to Rs. 3 million gives customers options for down payment adjustments.
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Accessibility: Makes the Kia Stonic 2025 available to a wider audience.
Faysal Bank’s Push for Digital Transformation
This initiative is not just about selling cars—it’s part of a broader push by Faysal Bank to digitize auto-financing. Through platforms like Digimall, the bank is making it easier for customers to manage financial products, shop for vehicles, and apply for services from the comfort of their homes.
It also aligns with the national trend of digital banking and e-commerce adoption, where customers are demanding faster, paperless, and more convenient solutions.
What This Means for Pakistan’s Auto Market
The launch of this installment plan is significant for Pakistan’s auto industry:
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More buyers can afford new cars despite inflation.
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Increased competition among banks and auto manufacturers to offer better financing solutions.
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Potential boost in car sales for Kia and Lucky Motor Corporation.
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A step toward financial inclusion, allowing middle-class buyers easier access to vehicles.
By offering structured plans, banks and automakers can reduce the burden of upfront costs, which is one of the main barriers in Pakistan’s automotive sector.
Conclusion
The Kia Stonic 2025 installment plan by Faysal Bank and Lucky Motor Corporation is a welcome step for Pakistani car buyers. With flexible monthly payments starting at Rs. 106,860 and financing available up to Rs. 3 million, this scheme makes it possible for more people to own a stylish, reliable crossover SUV.
While buyers must carefully review the terms—especially KIBOR-linked installments and insurance requirements—the plan represents a shift toward digitized, customer-friendly auto-financing in Pakistan.
For those looking to upgrade their ride in 2025 without the stress of a massive one-time payment, this installment plan offers a practical, modern solution.